- Gabby's ranch for wayward boys is in financial trouble. One of his boys, Chip is hiding stolen money sent by his father the outlaw leader King Blaine. After Blaine is killed, Chip decides to pay off Gabby's debt with this money, but trouble arises when the remaining gang members arrive looking for the loot.—Maurice VanAuken <mvanauken@a1access.net>
- "Gabby" Whittaker is the owner of Half-Chance Ranch, which he operates as a refuge for homeless boys. His pal Roy Rogers returns to the ranch to find that the virulent town banker, Dolly Finucci, is about to foreclose on the financially-strapped ranch within a week. One of the boys, Chip Blaine, mistakenly idolizes his father, notorious bank robber King Blaine, currently hunted in the local area, who has been mailing Chip mysterious packages which Chip hides in the barn. Blaine's gang is tracked down by a posse and Blaine is fatally wounded. He wills his money and possessions to Chip and Chip's half-sister, Claire Summers, a club entertainer in Kansas City. Concealing the news of Blaine's death from Chip, Roy and "Gabby" go to Kansas City and persuade Claire to return to the ranch to see Chip. Meanwhile, Blaine's former henchmen, Bart and Tom, visit Chip at the ranch and tell him that "Gabby" has killed his father and that they want their share of the money Blaine had sent to him.—Les Adams <longhorn1939@suddenlink.net>
- As Gabby Whittaker is being chastised by Lodestone, Arizona banker Dolly Finuccin for not repaying his loan on time, he sees Sheriff J. C. Clark arresting two orphan boys and follows them into the sheriff's office. There, he convinces the sheriff to let him take the boys to his Half a Chance Ranch, a home where orphans learn ranch skills. The next day, Gabby leads a graduation ceremony at the ranch just as the Western movie star Roy Rogers, an ex-graduate, arrives, and when the boys sing Roy a song, only Chip Blaine does not join in. Later, Dolly arrives to tell Gabby that he must pay back $25,000 within one week or she will close the ranch. Out in the barn, meanwhile, two boys spy on King Blaine, an infamous murderer who has come to see his son, Chip, then tell Roy, who confronts Blaine. Against Roy's wishes, Blaine sees Chip and asks him in front of his two henchmen if he still has the money he sent. Just then, the sheriff rides up outside, causing the outlaws to run. When the posse follows them, Blaine is shot, but before he dies he calls for Gabby and gives him a will stipulating that Gabby should receive the profits from a gas station in Kansas City, and that his daughter, Claire Summers, who works in a nightclub there, should receive half of Chip's money. Roy goes to Kansas City, and after discovering that the gas station has burned down, he gives the will to Claire, who has not seen Chip since he was a baby, and asks her to visit. Back in Arizona, Blaine's gang abducts Chip, tells him Gabby killed his father, and tries to force him to give them Blaine's money. When Roy and the sheriff arrive and shoot at them, the outlaws flee, at which point Chip tries to run away. Roy captures him, however, and when they reach the ranch, Claire is there, and though she shows Chip his father's will, Chip is confused and suspicious. Claire worries that the ranch is a bad influence on Chip, until Roy takes her to see all the ranch's activities, which help her to appreciate both Half a Chance and Roy. That night, as Chip checks the money's hiding place in the barn, the outlaws burst in and beat him so he will give them the cash. Hearing Chip's cries, Gabby tries to defend him and is shot by the outlaws. As he recovers, Chip apologizes to Gabby for doubting him and then secretly brings $25,000 of his money to Dolly's house to repay Gabby's loan. When Roy hears about the payment, he deduces Chip's involvement and tells the boy that Gabby cannot accept stolen money. That night at a Halloween party, Dolly and the sheriff accuse Gabby of giving her cash stolen from her own bank, and as Roy instructs Chip to give them the rest of the money, the outlaws break in and steal it. Roy and the sheriff chase and catch the thieves, and the next day, Roy convinces Dolly to cancel the loan repayment as a reward for the return of the stolen money.
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