As much as I keep hearing the mantra on here that the historical inaccuracies are forgiven if it is a good movie. Well, it is extremely inaccurate and it is not a good movie.
If you would like to make a western and ignore the majority of the facts, go ahead, just change the names of the characters and there will be no problem. Maybe it is because I live in the area that this movie is located, but it makes me cringe when I see Jessie's home as a two story mansion in St. Joseph when I have toured the actual home many times and the house is no bigger than my living room. The Northfield raid was horrendous with more inaccuracies and contrived stunts that seemed to be added to the movie just because they were filmed.
The acting was bad with Lowe looking like a glamor shots version of Jessie and Paxton alternating between playing Frank James as Frank James and Frank James as Doc Holiday. I give this movie a 5 just because it is a western and it could be a serviceable story if they would have just changed the names.
All in all, there were many times I was just itching to reach up and grab my 'The Assassination of Jessie James by the Coward Bob Ford' DVD and throw it in, but I waited to watch all of 'Frank & Jessie'. If you have the choice, just watch 'Assassination' again (which was extremely accurate and well written and acted), and you'll be better for it.