It makes sense.She uses common sense when she gives a decision.Half the people that goes on there getting sued know they are wrong.Some people who are suing the person is wrong as well,because they did not use common sense before lending out cash to someone.In life it is your responsibility to handle your money.I personally do not believe giving such large amounts of cash/assets to people who you have a relationships with(unless its a parent/child relationship).She may be mean and tough but she is like that because with emotions that's how you get screwed in the first place.Giving money through emotions and did not take responsibility,I see people say she is nasty,but she is being honest.You must have financial common sense for life skills.Most of them who come on does not(young people and inexperience)Just borrowing money from people and not making enough to pay the loans.